Gymnastics and trampoline are both high-risk activities. As an affiliate body of British Gymnastics, the BSGA is provided with Legal Liability Protection Cover:
Legal liability to pay legal costs and damages in respect of claims made against the insured arising out of BSGA organised regional and zone competitions that lead to a national final and for the national finals themselves, (with the exception of cheerleading competitions).
There is no cover for liabilities arising out of:-
- Criminal or deliberate acts
- Ownership or use of any vehicle etc
- Loss or damage to your own property
- Medical malpractice
Teachers and coaches accepting responsibility for supervising teams participating in BSGA organised events must satisfy themselves that they have the appropriate qualifications and have undertaken the necessary training to provide for the health, safety and welfare of all placed in their charge.
If you are in any doubt please check with your LA that their insurance programmes provide full and appropriate Legal Liability Insurance for off-site extra-curricular activity. This safeguards teachers from any personal financial liability and provides payment to those who are injured and entitled to damages. In particular, schools that use adults other than teachers in support of their extra-curricular gymnastics programmes must ensure they comply with all LA guidance in relation to insurance and child protection.
As part of the `duty of care’ placed on the BSGA it is necessary to undertake risk assessment at events. This will include ensuring that teachers and coaches taking responsibility for coaching and supervising teams are fully qualified to do so.
The BSGA does NOT provide Personal Accident Insurance.
Please note that the BSGA does not provide Personal Accident cover for individual members or schools.
To obtain personal accident insurance it is necessary to be a registered member of the National Governing Body – British Gymnastics.
(For further details on insurance covered by membership to British Gymnastics contact:
Ford Hall, Lilleshall National Sports Centre, Nr. Newport Shropshire TF10 9NB Tel: 01952822304 or Perkins Slade Lts 01216988050
The 2018-19 insurance Certificate can be found here.